Insurance Denial Appeal Support

Denied by insurance?Turn it into an appeal packet.

Upload your denial letter. We explain what it means and prepare the documents you need to push back.

No approval guarantee. No medical advice. Just an organized packet — appeal draft, doctor message, call script, checklist, and cost summary.

  • [✓]Covers prior auth, step therapy, exceptions, and plan exclusions.
  • [✓]Works for any treatment your doctor recommended.
  • [✓]Delivered in 24–48 hours.
Start My Appeal ReviewSee What's Included →
overturned_ specialist reviewing an insurance denial letter
Appeal Packet

Packet
Ready

DENIAL TYPEPRIOR AUTH
DELIVERED24–48 HRS
$49
Appeal Review
24–48 hrs
Typical delivery time
$49
Appeal review
5+
Common denial types reviewed
1 packet
Appeal letter, doctor message, call script, checklist
Denial categories

Denial letters are confusing. We make the next step clear.

Appeal? Resubmission? Exception? Escalation? Most people get stuck bouncing between their doctor, insurer, and benefits team — without knowing what to ask or send next.

Type 01

Prior authorization denied

Your insurer needs more documentation before reviewing again.

Type 02

Step therapy required

Your plan wants proof other treatments were tried first.

Type 03

Treatment not covered

You may need a formulary exception or different coverage pathway.

Type 04

Plan exclusion

Your plan excludes this category of care — we prepare escalation language.

Not sure?

Upload your denial letter and we'll identify the type before mapping the next move.

Start My Appeal Review
How it works

How overturned_ works.

Step 01

Upload your denial

Send your denial letter or describe what your insurer said.

Step 02

Get a breakdown

We identify the denial type and what's likely missing.

Step 03

Receive your packet

Appeal draft, doctor message, call script, checklist, and cost summary.

Step 04

Take the next step

Use the packet to follow up with your doctor, insurer, or benefits team.

What your packet includes

What your packet includes.

Five pieces plus a cost summary, organized around your denial. No jargon. Just what you need to move forward.

  1. 01

    Denial Letter Summary

    Plain-English explanation of what your insurer is saying.

  2. 02

    Appeal Letter Draft

    A draft framed around your specific denial reason.

  3. 03

    Doctor-Office Message

    Copy-paste message asking your doctor for the right documentation.

  4. 04

    Insurer Call Script

    Questions to confirm the appeal process, deadlines, and criteria.

  5. 05

    Document Checklist

    Records that support your case — chart notes, codes, prior treatments, labs.

Not medical, legal, or insurance advice. No approval guarantee.

Start My Appeal Review — $49

Not every denial
needs the same response.

A generic letter rarely works. We identify the denial type first, then build the packet that fits.

Option A

Generic appeal help

  • [—]One-size-fits-all appeal letter
  • [—]Doesn't identify your denial type
  • [—]Misses doctor-office next steps
  • [—]Ignores step therapy or coverage rules
Option B

overturned_

  • [✓]Review tailored to your denial letter
  • [✓]Denial-type triage
  • [✓]Appeal or resubmission guidance
  • [✓]Doctor message + insurer call script
  • [✓]Document checklist + cost summary
  • [✓]HR/benefits escalation when relevant

Common denial scenarios.

Educational examples. Every denial is different — we identify yours and what to do next.

Prior AuthorizationScenario #01

Prior authorization denied.

Next stepIdentify missing criteria and prepare a resubmission with your doctor.
Step TherapyScenario #02

Step therapy required first.

Next stepDocument prior treatments, contraindications, and clinical rationale.
Plan ExclusionScenario #03

Your plan excludes this care.

Next stepEscalate to your employer benefits team with the right language.
Coverage CriteriaScenario #04

Diagnosis not covered.

Next stepClarify diagnosis and coverage criteria with your doctor and insurer.

Know the cost of waiting.

A denial isn't just paperwork — it changes what you pay. See how coverage shifts your monthly cost.

Without coverage
Estimated cost$500–$1,200+ / mo
What it meansFull out-of-pocket cost when insurance denies.
With partial coverage
Estimated cost$100–$500 / mo
What it meansCovered, but you still pay a meaningful share.
With stronger plan coverage
Estimated cost$0–$100 / mo
What it meansLower out-of-pocket cost when coverage is approved.

*Examples only. Actual costs depend on your plan, deductible, provider, and treatment.

Start My Appeal Review — $49
What we do · what we don't

What overturned_ does and does not do.

We do
  • [✓]Review your denial letter
  • [✓]Explain it in plain English
  • [✓]Identify likely next steps
  • [✓]Prepare appeal documents
  • [✓]Organize what to ask your doctor and insurer
We do not
  • [—]Replace your doctor
  • [—]Guarantee approval or coverage
  • [—]Provide medical, legal, or insurance advice
  • [—]Act as your insurer or healthcare provider
Pricing

Three ways to get organized.

Most popular
Tier

Appeal Letter Packet

$49

A customized appeal letter and core documents to respond to an insurance denial.

  • [✓]Plain-English denial explanation
  • [✓]Denial-type identification
  • [✓]Custom appeal letter draft
  • [✓]Document checklist
  • [✓]Doctor-office message
  • [✓]Insurer call script
  • [✓]Cost impact summary
  • [✓]Organized appeal packet format
  • [✓]One round of revisions
Get Appeal Letter
Tier

Guided Appeal Support

$149

Live help and guidance through the appeal process, including support if the denial continues.

  • [✓]Everything in Appeal Letter Packet
  • [✓]Live appeal review call
  • [✓]Guided walkthrough of your packet
  • [✓]Help deciding what to send and when
  • [✓]Custom follow-up messages
  • [✓]Doctor-office follow-up guidance
  • [✓]Insurer follow-up guidance
  • [✓]Support if coverage is denied again
  • [✓]Help preparing the next response
  • [✓]Two rounds of revisions
Get Guided Support

Overturned does not guarantee approval and does not provide medical, legal, or insurance advice. We help you organize your denial, prepare appeal-related documents, and understand possible next steps.

Intake

Start your appeal review.

Tell us a little about your denial. We'll send next steps and prepare your packet within 24–48 hours.

FAQ

Common questions.

Do you provide medical care?+

No. We help you understand denial paperwork and prepare appeal documents.

Will my insurance approve coverage?+

We can't guarantee approval. We prepare the organized documents that help you respond.

What denials do you help with?+

Prior authorization, step therapy, coverage exceptions, missing-documentation denials, and plan-level issues.

What if my plan excludes my treatment entirely?+

Standard appeals may not work, but we provide escalation language for your insurer or employer benefits team.

What if my doctor already submitted a prior authorization?+

Common. We identify what's missing and prepare a message to send your doctor's office.

Is this legal or medical advice?+

No. We're not a law firm, medical provider, or insurer. Documents are for educational and administrative support only.

How fast is delivery?+

Most reviews delivered within 24–48 hours.

Intake Open · Delivered 24–48 hrs

Turn your denial
into a next step.

Get an organized appeal packet built around your denial.

Start My Appeal Review — $49